Managing Rising Health Insurance Costs
Are you worried about affording healthcare costs in 2025? As insurance open enrollment closes for most companies, you may have noticed that healthcare costs are projected to increase this year. Rising healthcare costs and insurance premiums are significant concerns for both individuals and employers.
The increased cost of insurance premiums has risen faster than inflation, and they generally outpace the growth of workers’ wages. What are employers and individuals to do to afford this growing expense?
FINDING THE RIGHT BALANCE: HEALTH INSURANCE AND DIRECT PRIMARY CARE
When it comes to healthcare, understanding how a membership with a Direct Primary Care plan and a high-deductible health insurance plan can help you get the most out of both. Health insurance is an essential resource for major medical events, like surgeries or emergency hospitalizations.
However, direct primary care is often a more cost-effective option for everyday healthcare needs, such as regular checkups, minor illnesses, or managing chronic conditions. With Aspire Family Medical in Liberty Hill, TX, members pay a monthly fee that covers routine healthcare without co-pays, deductibles, or surprise fees. This membership also means less dealing with insurance claims and allows you to reserve health insurance for emergencies when you genuinely need it.
SMALL BUSINESS CAN IMPROVE YOUR HEALTHCARE PLAN WITH DIRECT PRIMARY CARE
Direct Primary Care (DPC) at Aspire Family Medical offers a way to manage expensive small business health insurance costs. By having a direct relationship between employees and healthcare professionals, DPC avoids insurance company fees and provides easy access to care. Offering membership at Aspire Family Medical will allow employers who do not offer traditional insurance to have an option for affordable care. This model can improve employee health and productivity while keeping costs manageable.
We offer corporate pricing to allow your small business to offer DPC membership to your employees. With a membership, there are no co-pays for appointments or deductibles to meet. Continue reading below to learn how membership at Aspire Family Medical can benefit your employees.
WHAT YOUR MEMBERSHIP AT ASPIRE FAMILY MEDICAL INCLUDES:
Access to the messaging system to directly contact your provider.
Unlimited Appointments
A Yearly Physical with Labs*
*complimentary set of yearly labs available after 90 days of membership
Quick Appointment Times
No appointment co-pays for Aspire Care Plan members**
Comprehensive overall healthcare
**Patients using traditional health insurance policies are subject to all rules set by their insurance plans.
DOES ASPIRE FAMILY MEDICAL REQUIRE TRADITIONAL HEALTH INSURANCE FOR MEMBERSHIP?
No. Membership at Aspire Family Medical does not require traditional medical or health insurance as a prerequisite for membership. Individuals, families or small businesses may participate in or offer membership plans as a supplement to health insurance benefits or independent from traditional insurance.
If you have more questions about how direct primary care membership can benefit your employees or help supplement your health insurance plan, please contact our office today. We understand the rising cost of healthcare and insurance in 2025 is a concern for many, and our goal is to make PERSONalized, exceptional healthcare both accessible and affordable for families and individuals in Liberty Hill and surrounding communities.
Ready to take control of your healthcare experience and learn more about how the direct primary care model can work for you? Schedule a consultation with Aspire Family Medical today and optimize your healthcare benefits with us!